OtherGround Forums Chatbot lets you sue Equifax for up to $25,000

9 days ago
2/27/03
Posts: 872
https://www.theverge.com/2017/9/11/16290730/equifax-chatbots-ai-joshua-browder-security-breach

Equifax’s security failure affected 143 million US consumers, or 44 percent of the US population. To add insult to injury, Equifax waited over a month before revealing the security breach it had suffered. If you’re one of the millions affected by the breach, a chatbot can now help you sue Equifax in small claims court, potentially letting you avoid hiring a lawyer for advice.

Even if you want to be part of the class action lawsuit against Equifax, you can still sue Equifax for negligence in small claims court using the DoNotPay bot and demand maximum damages. Maximum damages range between $2,500 in states like Rhode Island and Kentucky to $25,000 in Tennessee.

YOU STILL HAVE TO SERVE THE LEGAL FORMS YOURSELF
The bot, which launched in all 50 states in July, is mainly known for helping with parking tickets. But with this new update, its creator, Joshua Browder, who was one of the 143 million affected by the breach, is tackling a much bigger target, with larger aspirations to match. He says, “I hope that my product will replace lawyers, and, with enough success, bankrupt Equifax.”

Not that the bot helps you do anything you can’t already do yourself, which is filling out a bunch of forms — you still have to serve them yourself. Unfortunately, the chatbot can’t show up in court a few weeks later to argue your case for you either. To add to the headache, small claims court rules differ from state to state. For instance, in California, a person needs to demand payment from Equifax or explain why they haven’t demanded payment before filing the form.

Attorney Scott Nelson, from the advocacy organization Public Citizen, says he isn’t convinced a chatbot can successfully win a lawsuit. “I am not inclined to think it would be a panacea. Filing and winning a small claims case takes more than just filling in a form.”

Still, chatting with the bot on a friendly blue screen can help take the guesswork out of small claims court procedures. All you have to do is state your name and address and it generates eight pages of lawsuit documentation in PDF form for you to print and file.

Equifax seems like it’s going to put up a fight, so help in the form of chatbots can’t hurt. Peter Vogel, a trial and transactional lawyer in Texas, says, “I believe that Equifax will fight class action lawsuits [and] small claims courts actions. That does not mean that Equifax will prevail, but ... given the scope of the 143 million individuals, it strikes me that Equifax will want to make this as complicated as possible for consumers.”
9 days ago
1/1/01
Posts: 16230
In
9 days ago
11/15/04
Posts: 30029

For later 

9 days ago
9/9/11
Posts: 5954

Good luck collecting 

9 days ago
12/10/11
Posts: 349

What is chatbot

9 days ago
12/10/11
Posts: 350

And how do I know if I was affected 

9 days ago
1/1/01
Posts: 20605
In
9 days ago
1/1/01
Posts: 16799
Muscle Vision -

And how do I know if I was affected 

Hopefully this isnt a scam site:

https://www.equifaxsecurity2017.com/potential-impact/

9 days ago
1/1/01
Posts: 16800

I just checked.

Well, I'm fucked.

Wheres my 25 hundy?

9 days ago
4/21/10
Posts: 43132
In
9 days ago
1/1/01
Posts: 16801
Assuming no one misuses your info, what damages would one claim?

Breach of trust?
9 days ago
5/22/03
Posts: 31094
FreightTrain -
Muscle Vision -

And how do I know if I was affected 

Hopefully this isnt a scam site:

https://www.equifaxsecurity2017.com/potential-impact/

Thats not the chatbot. That's the official site. Equifax changed their Ts & Cs so you waive your right to sue by accepting their ID theft monitoring
9 days ago
12/10/11
Posts: 353

It says I have may have been impacted by it then it gives me a link to "enroll" but I didn't click on that

 

9 days ago
6/28/07
Posts: 389
In
9 days ago
5/28/02
Posts: 70283
in for later, i wasnt affecred, wife was
9 days ago
8/22/15
Posts: 3360
In.


I wanna know if i was affected. Fuck the extra money i have to protect myself before i worry about the money. What good is it if someone can take it as soon as i get it?
9 days ago
12/6/07
Posts: 7329
Train Sumo - 
FreightTrain -
Muscle Vision -

And how do I know if I was affected 

Hopefully this isnt a scam site:

https://www.equifaxsecurity2017.com/potential-impact/

Thats not the chatbot. That's the official site. Equifax changed their Ts & Cs so you waive your right to sue by accepting their ID theft monitoring

According to the site:

We’ve added an FAQ to our website to confirm that enrolling in the free credit file monitoring and identity theft protection that we are offering as part of this cybersecurity incident does not waive any rights to take legal action. We removed that language from the Terms of Use on the website, www.equifaxsecurity2017.com. The Terms of Use on www.equifax.com do not apply to the TrustedID Premier product being offered to consumers as a result of the cybersecurity incident.
9 days ago
1/1/01
Posts: 16807
Train Sumo - 
FreightTrain -
Muscle Vision -

And how do I know if I was affected 

Hopefully this isnt a scam site:

https://www.equifaxsecurity2017.com/potential-impact/

Thats not the chatbot. That's the official site. Equifax changed their Ts & Cs so you waive your right to sue by accepting their ID theft monitoring

Right, I believe the link simply tells you whether or not youve been affected and then directs you to enroll.
9 days ago
1/1/01
Posts: 53330
Fucking assholes, Im affected
8 days ago
12/10/11
Posts: 356

So how would you know if you have a law suit in your hands is what I wonder

im not savvy in any of this 

ok yeah I'm affected

whats the next step

8 days ago
11/12/16
Posts: 1761
Equifax fucking sucks. I got denied a home equity loan because they had my name spelled wrong.
8 days ago
8/22/15
Posts: 3361
Muscle Vision -

It says I have may have been impacted by it then it gives me a link to "enroll" but I didn't click on that

 

Is there a way to find out for sure or are there so many people affected that we have to wait longer then the rest to find out the official results?
8 days ago
11/12/16
Posts: 1762
.
Edited: 8 days ago
10/31/11
Posts: 7950

Says I could be affected. Makes sense considering someone was able to hack my sprint account and buy some phones with my money. What do?

8 days ago
2/12/12
Posts: 198
I literally just received an email about the breach. Didnt say i was affected or not... Could really use 25g's lol