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Money, Business & Finance Ground >> Acepting Online CC for shopping cart


11/19/12 6:46 PM
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ReneH
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Member Since: 1/1/01
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I'm looking into accepting online credits via my shopping cart without breaking the bank.

Would PayPal be the way to go?

Have began to research the reviews on the various payment gateways out there and I'm not real sure on which to go.

My guess is that I'm looking at:

1. No monthly or annual fees
2. No startup fees
3. I'll be needing to use a phone swipe reader from time to time
4. Refunds: I'd like a company that offers fast refunds to keep customers happy
5. Perhaps, pay fees per transaction?

I'd like to hear your input please.
12/17/12 6:11 PM
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Seth
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As far as using on your phone, square is the easiest option.  It's $10 for the phone attachment, but you get that money back on your first transaction.  No annual or startup fees, just around 2.5% per transaction.

 

Online payment processors are everywhere.  Some of the top ones are Paypal Pro, Google Checkout, 2checkout, Inspire Commerce and Authorize.net.

Check them out and make a decision based on what works best for you.

12/17/12 6:13 PM
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Seth
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https://checkout.google.com/seller/fees.html 

 

No fees for Google Checkout, just a percentage with transaction.

12/21/12 8:49 AM
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Ant C
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I use Paypal Pro.

£20 per month but this can cover multiple sites.

Payment can be taken over the phone with virtual terminal.

There is a transaction fee and percentage but the sales put through Paypal pro go into the same account as regular Paypal. As sales grow the fees drop.

Great telephone support too.
3/10/13 1:28 PM
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NukerMMA
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If you start doing REAL business paypal is horrible and has few protections for vendors.

Best bet is to get your own merchant through somewhere like authorize.net.

3/10/13 1:28 PM
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NukerMMA
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Member Since: 4/30/07
Posts: 211
Home Business Mastery, Lord

If you start doing REAL business paypal is horrible and has few protections for vendors.

Best bet is to get your own merchant through somewhere like authorize.net.


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